What loans are available?
When it comes to arranging a loan you have two main options. You can get an unsecured personal loan or a secured homeowner loan.

What is an unsecured personal loan?
An unsecured personal loan is repayable monthly at a fixed rate of interest. If you do not keep up repayments the lender has no recourse but to sue you in the county courts.
Click here for more on unsecured personal loans

What is a secured homeowner loan?
A secured homeowner loan are secured by a second charge on an already mortgaged property. Hence they are sometimes called second charge mortgages. If you do not keep up you repayments with this kind of loan then you home is at risk.
Click here for more on secured homeowner loans

How do I compare loan products?
The easiest way to compare loans is by the APR (Annual Percentage Rate). The APR is advertised with all loan products and takes into account the loan interest rate and any additional charges. It reflects the true cost of the loan to you and makes it easier to compare loans with different up front charges and introductory discounts.

What else do I need to know?
For more information on loans click on one of the topics in the IN THIS SECTION box on the left hand side of the page.